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Apply for the Best Balance Transfer Credit Card

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0% Intro APR.
No Annual Fee.
Great Rewards Programs.

Discover® More Card
  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR.
  • 0% intro APR on purchases for a full 6 months, then the Regular APR.
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
Discover® More Card - $75 Cashback Bonus
  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR.
  • 0% intro APR on purchases for a full 6 months, then the Regular APR.
  • Get $75 Cashback Bonus when you make $500 in purchases within 3 months.
BadCreditOffers.com
  • Credit not-so-good? Not to worry with these credit cards.
  • The online application is safe, secure, and simple.
  • Monthly reporting to major Consumer Reporting Agencies.

Easier card selection

Looking to apply online for a balance transfer card? Check our services to make the search process faster and easier. Not sure which card exactly you need? Our Fast-and-Easy Solutions will get you the right credit card. Just tell us about your situation, likings and expectations and we will find you the appropriate deal!

Save or earn? Realize your personal priorities with our Easy Credit Card Search service. Check a balance transfer credit card satisfying your specific intent and click the button "Find it".

Need more information on balance transfer and other credit cards? Our well-stocked library of credit-related articles will teach you the advantages and pitfalls of credit use.
0% on Everything
Cash Back
Airmiles Rewards
Hotel Rewards
Gas Rebates
0% APR Balance Transfer
0% APR Purchases
Low APR Balance Transfer
Low APR Purchases

0% Intro APR.

No Annual Fee.

Great Rewards Programs.

0% intro APR on balance transfers for a full 15 months, then the Regular APR.

0% intro APR on purchases for a full 6 months, then the Regular APR.

5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.

0% intro APR on balance transfers for a full 12 months, then the Regular APR.

0% intro APR on purchases for a full 6 months, then the Regular APR.

Get $75 Cashback Bonus when you make $500 in purchases within 3 months.

12,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year.

1 Mile per $1 on every purchase.

Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year.

5% Cash Back.

0% Intro APR.

No Annual Fee.

2% Cashback Bonus automatically at any gas station and any restaurant.

5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.

Up to 1% unlimited Cashback Bonus on all other purchases.

0% intro APR on purchases for 6 months and no annual fee.

Flexibility to pay over time.

Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores.

Earn $50 Bonus Cash Back after first purchase.

0% Intro APR and No Annual Fee.

5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!

Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember.

Earn one companion Coach Class ticket each year upon renewal.

Earn at least 1 mile for every eligible dollar spent.

12,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year.

1 Mile per $1 on every purchase.

Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year.

0% intro APR on purchases for 6 months and no annual fee.

Flexibility to pay over time.

Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company.

25,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for the first 25 months.

2 Miles per $1 on all purchases.

No limit on the Miles you earn and Miles don´t expire.31

Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.

Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates.

No annual fee for the first year and $45 thereafter.

Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!

Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.

24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card® Concierge is at your service so you can spend your energy doing what you want.

Earn $100 in rewards - that´s 10,000 bonus points after your first purchase!

Redeem points for travel, gift cards, merchandise, cash back and more.

2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases.

5% Cash Back on GAS, Groceries and many more.

0% Intro APR.

No Annual Fee.

2% Cashback Bonus automatically at any gas station and any restaurant.

5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.

Up to 1% unlimited Cashback Bonus on all other purchases.

0% intro APR on balance transfers for a full 12 months, then the Regular APR.

0% intro APR on purchases for a full 6 months, then the Regular APR.

Get $75 Cashback Bonus when you make $500 in purchases within 3 months.

Earn $50 Bonus Cash Back after first purchase.

0% Intro APR and No Annual Fee.

5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!

0% intro APR on balance transfers for a full 15 months, then the Regular APR.

0% intro APR on purchases for a full 6 months, then the Regular APR.

5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.

0% intro APR on balance transfers for a full 12 months, then the Regular APR.

0% intro APR on purchases for a full 6 months, then the Regular APR.

Get $75 Cashback Bonus when you make $500 in purchases within 3 months.

0% Intro APR.

No Annual Fee.

Great Rewards Programs.

0% Intro APR.

No Annual Fee.

Great Rewards Programs.

0% intro APR on balance transfers for a full 12 months, then the Regular APR.

0% intro APR on purchases for a full 6 months, then the Regular APR.

Get $75 Cashback Bonus when you make $500 in purchases within 3 months.

0% Intro APR for up to 12 months.

No Annual Fee.

New Innovative Card Design.

0% intro APR on balance transfers for a full 15 months, then the Regular APR.

0% intro APR on purchases for a full 6 months, then the Regular APR.

5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.

0% Intro APR.

No Annual Fee.

Great Rewards Programs.

0% intro APR on balance transfers for a full 15 months, then the Regular APR.

0% intro APR on purchases for a full 6 months, then the Regular APR.

5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.

0% intro APR on balance transfers for a full 12 months, then the Regular APR.

0% intro APR on purchases for a full 9 months, then the Regular APR.

5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.

0% intro APR on balance transfers for a full 15 months, then the Regular APR.

0% intro APR on purchases for a full 6 months, then the Regular APR.

5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.

0% Intro APR.

No Annual Fee.

Great Rewards Programs.

An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!

Acceptance at millions of locations worldwide, including website purchases and reservations.

Your account information is updated and at your fingertips 24/7 so you can manage it your way.

Our web site is designed specially for customers who want to repay their current debts at a lower cost in the shortest time possible. A balance transfer serves the purpose of enabling you to move the current balance from a higher interest card onto a new, low interest rate plastic. So, the card can save you time and effort in your venture of killing the debt.

However, apart from its main, debt-relieving function, balance transfer credit cards offer customers a bunch of irresistible opportunities to save on purchases and earn various rewards!

If your aim is rewards - you are on the way! Our cash back credit cards entitle you to get some of your purchase price back, while cards with air miles, gas and hotel rewards enable you to earn and accumulate rewards points redeemable for free tickets, overnight stays and other services and merchandise.

If your priority is saving mostly, choose from our 0% APR on purchases and low ongoing APR credit card offers. Make at least minimum credit card payments on time each month and you will get interest-free loan for all your purchases!

Do not miss your chance to repay debt and be rewarded for that. Apply online now!
31 See the online Discover credit card applications for details about terms and conditions of reward programs and offers.
If you are lacking for time
Easy Credit Card Search
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0% APR on Balance Transfer
 
0% APR on Purchases
 
Low Ongoing APR
Earn with:
 
Cash Back Rewards
 
Airlines Rewards
 
Gasoline Rewards
 
Hotel Rewards
 
Charity Rewards
If you are short of time or it's not that easy to understand the credit card system, turn to our Fast-and-Easy Solutions. Tell us about your needs, expectations and situation, and we'll advise you what card is worth applying for.
The Latest Fast-and-Easy Solution
 
How to get a bad credit credit card with high limit?
Answer:
You can hardly find a card for bad credit that comes with high spending limit. Banks work with people who have bad credit histories but take special measures against the risk of credit debt repayment and therefore offer rather low spending limits and higher interest rates. To qualify for credit cards with higher limits, you need to improve your score rating with a card designed especially for your type of credit history. Make your bill payments regularly on time and never exceed your credit limit - these are simple rules that will help you improve your credit rating. Good Luck!
 
For credit self-learners
If you know your way about credit affairs, read our articles and have your questions out. We've got a great library with articles on every credit point that may be considerable for you.
Rewards Credit Cards

Many credit consumers turned out to be on the sidetrack due to these days' economical problems. The economic recession made some cardholders reconsider their spending habits and credit card management style. Some people reduced the amount of plastics they paid for goods and services with. Now they use only the most beneficial deals that pay off. Some cardholders realized that they cannot afford using credit cards and just closed their accounts.

But still there are people, who managed to keep their credit rating on the same level and still qualify for card offers with actually favorable terms and conditions. The question is: what deals are worth applying for in the context of the current US economy downturn?

Show More ...
Comments (2)...
Rewards Credit Cards

Many credit consumers turned out to be on the sidetrack due to these days' economical problems. The economic recession made some cardholders reconsider their spending habits and credit card management style. Some people reduced the amount of plastics they paid for goods and services with. Now they use only the most beneficial deals that pay off. Some cardholders realized that they cannot afford using credit cards and just closed their accounts.

But still there are people, who managed to keep their credit rating on the same level and still qualify for card offers with actually favorable terms and conditions. The question is: what deals are worth applying for in the context of the current US economy downturn?

Show More ...
Comments (2)...
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