Solution:

The decision about credit limit is entirely up to the bank. The credit limit for cards with poor credit is in most cases $200-300. For the most part, the credit limit depends on  your income, your credit score (the higher the better). The average credit line is $3000-5000. Your credit limit also can be raised after several monthly payments. As for balance transfers, the balance transfer directly depends on your credit limit. You can transfer the same balance, as your credit line.

Solution:

Thank you for addressing your requests to our service. We are glad to help you to resolve your problem. First of all, do not try to apply for these credit cards anymore! Every time your application is denied affects your credit score in a very negative way, so it gets even lower than before. What you need now is a secured credit card with guaranteed approval. Please note that in case wirth secured credit card you will have tyo deposit a definite amount of money to secure your credit, i.e. to guarantee your paying off the bills on time and in good faith. In case you fail with doing this, the money deposited will be used to cover your debt. Certainly, this does bnot mean that the money is withdrawn just as soon as you delay with your payment for, say, five days. This measure is taken only in case of an emergency. The credit limit of your card will be equal to the money you deposit.

Solution:

Thank you for addressing your requests to our service. We hope our answer helps you to find a credit card you need. In general, it is quite difficult to find a credit card which does not charge a balance transfer fee, since there are too few of them. Nevertheless, at our site there are two variants of such credit cards, and these are issued by the American Express. These are IN:NYC Card and IN:CHICAGO Card. These credit cards do not differ much from each other. They offer the introdusctory rate of 0% for six months both on balance transfers and purchases. The ongoing APR is 9.99% plus no annual fee. These credit cards also offer various rewards. But keep in mind please that the terms and features may be changed by a bank without our consent, so the numbers we give may be very relative. Another thing to remember is the fact that this credit card is available only to the customers with good or excellent credit only. Visit our balance transfer credit cards page to find out more details.

Solution:

Thank you for addressing your requets to our service. Actually, there are not so many credit cards which do not charge balance transfer fees. It might be quite difficult to find any of them. Nevertheless, at our site, there are two variants of such cards. These are IN:NYC Card and IN:CHICAGO Card issued by American Express. These credit cards offer 0% introductory rate both on balance transfers and purchases for six months and no balance transfer fee. You should keep in mind that the bank is eligible to cahnge the terms and conditions without our consent, so be attentive. Note that these credit cards offer some rewards and incentives (you can earn INSIDE rewards points for money spent and exchange them for various services). Please remember that these credit card are available only to the customers with good or excellent credit (which is 660-749 and 750-850 of FICO score). Visit our balance transfer credit cards page to get more detailed information.

Solution:

Thank you for addressing yoiur requests to our service. Yes, at our site there are credit cards with 0% introductory rate on balance transfers and purchases. These are offered by the major US banks: American Express, Discover Card, Chase, and Citibank. Some of these credit cards are also rewards credit cards, so they offer various incentives. But you should keep in mind that all of these credit cards are available only to the customers with good or excellent credit score, which is 660-749 and 750-850 of FICO score. If your own credit score is not in this range, we recommend you not to apply for any of them, since your application will be definitely cancelled. And if it happens, your credit score gets lower and the credit history is damaged. To get more detailed information on each credit card, please explore our 0% interest credit cards page.

Solution:

Thank you for addressing your requests to our service. Our site offers only the best credit card applications from the major US banks with the most favorable terms and conditions. Yes, there are some variants of credit cards with hotel rewards. These are offered by American Express (Hilton HHonnors Platinum Card, Starwood Preferred Guest Card, Blue from American Express), Citibank (Citi Hilton HHonnors Signature Visa, Citi Platinum Select AAdvantage World MasterCard), and Bank of America (Choice Privileges Visa Card). These credit cards offer absolutely various rewards, along with which you will get other favorable terms and conditions, for instance, no annual fees, low annual percentage rate (or 0% introductory rates), and many others. Please keep in mind that these credit cards are available only to the customers with good or excellent credit. Explore our hotel rewards credit cards and apply online.

Solution:

Thank you for your question. Credit cards with miles rewards are ever so popular but some customers just do not know how to maximize rewards and often end up with useless points and undesirable balances. If you want to benefit from an airline rewards credit card you should decide on the way you’ll use it. If you’re committed to flying with the same airline, you’d better get an airline-sponsored card which will offer you extensive collection of benefits and miles redemption options. For instance, you may be able to redeem points for a seat upgrade to the first class. However, if you’re looking for more flexibility, you’d better apply for a bank-sponsored air miles card. This card will allow you to collect miles on different airlines and store them all on one card. Remember, all air miles credit cards charge a bit higher APR and a certain annual fee. So, choose a most appropriate one. Also remember, that it’s necessary to redeem points before a certain date and avoid blackout dates. There is often a restriction on the number of miles you can earn a year, so watch closely for it to avoid losing the miles.

Solution:

Well, your choice will depend on what is your priority – to kill debt slowly but surely (a low rate on b/t until paid off) or to try to pay off the whole balance at 0% in as soon as a year. The first variant of a balance transfer credit card is ideal for customers with narrow means who cannot cope with the whole amount of the balance in one year. As to 0% Intro APR balance transfer offer, which is valid for as long as 6 or 12 months, it is the best option for customers who are determined to get rid of the burden as soon as possible and pay no extra cent on it. If you belong to this category of customers and want to pay off that $6,000, mind the following. Not all balance transfer cards offer such high limit. You may have to divide the debt into two or three parts and apply for this number of b/t credit cards. Then, pay attention to other rates and fees on you credit card to make a really beneficial deal. Good luck.