Low APR Balance Transfer Credit Cards

Cards with Low Interest Rates on Balance Transfers

Cardholders often need to transfer balances. Credit cards which allow such a transaction are always popular and necessary for the clients. So, you need a balance transfer plastic? Or, maybe you simply prefer a card with lower APR? This is possible!

You are welcome to explore and apply online for the credit cards with low annual percentage rate on balance transfers. Customers are often embarrassed when they find out that the APR's on their credit cards may change over time, increase or drop... More often, of course, the percentage gets higher. That is why low APR is so important for very many clients. The summary is, save with our balance transfer cards!

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Discover® Card
More® Card - American Flag

0% Intro APR on Purchases and Balance Transfers.
No Annual Fee.
5% Cashback Bonus® in categories like GAS, Travel, Groceries and many more.^*

If you want a low balance transfer APR or rewards

	Discover® Card More® Card - Clear 0% Intro APR on Purchases and Balance Transfers. No Annual Fee. 5% Cashback Bonus® in categories like GAS, Travel, Groceries and many more.^* see details		Discover® Card More® Card - Wildlife Collection 0% Intro APR on Purchases and Balance Transfers. No Annual Fee. 5% Cashback Bonus®.^* see details

What is a balance transfer card?

How do balance transfer credit cards work? When you carry a balance on your credit card, the terms - more frequently, the interest rate - may not serve your turn.

• Start looking for a balance transfer plastic.

• Choose a bank card which suits you better and, when you receive an approval and obtain your card, simply transfer the existing balance on a new plastic.

• Now you are free to take advantage of a lower percentage rate (or even a 0% introductory rate).

At this page we offer absolutely different credit card applications with balance transfers and low rates together. Moreover, the whole range of plastic money deals we present is offered by the major US credit card companies and banks.

Take into consideration your own needs and specific purposes. Apply online for the credit card you need to save more money and take advantages of the profitable deal.

If you want a card with 0% Intro APR and low ongoing APR

	Discover® Card Miles by Discover® Card 0% Intro APR on Purchases and Balance Transfers for 6 months. No Annual Fee. 12,000 Bonus Miles - 1,000 Miles each month you make a purchase for the first 12 months. see details		Discover® Card More® Card 0% Intro APR on Purchases and Balance Transfers. No Annual Fee. 5% Cashback Bonus® in categories like GAS, Travel, Groceries and many more.^* see details		Discover® Card Discover® Open Road® Card 0% Intro APR on Purchases and Balance Transfers. No Annual Fee. 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month. see details

Tips: Get a credit card with low rate!

CreditBreak.com offers credit cards with variable and fixed interest rates. A variable rate fluctuates on basis of the prime rates. A fixed rate does not change automatically based on the prime rate but does not imply a 100% guarantee to remain stable. Study the terms before applying.

Basically, fixed rate credit cards are available to the customers with good or excellent credit, which is 660-749 and 750-850 of FICO score respectively. Before you start looking for a card, get a free credit report. If your credit score is in this range, you are eligible for these plastics.

Please, do not apply for a credit card if your credit score does not meet the requirements stated in the application and shown at CreditBreak.com with relation to every credit card we offer. Every time an issuer denies your application, your credit score is affected in a negative way. In this case you can use a co-signer with good or excellent credit.

Some of the credit cards with balance transfers offer some really favorable terms and conditions. Of course, you should take into consideration that all of the terms and features of the plastics offered may change over time, so be attentive. Carefully examine the information a bank gives you.

The credit cards with low rates also include other preferable features, such as 0% introductory APR during the appointed period of time, no balance transfer fee, instant approval and no annual fee. Whatever you need, feel free to choose a credit card which does for you best.

CreditBreak.com offers the best card applications from the leading US banks and credit card companies. These include offers from American Express and some other leading banks. We are glad to offer you absolutely diverse credit products with attractive features and options. So, compare our online applications and apply!

Card Name

Intro
APR
BAL.TR.

Intro
Period
BAL.TR.

APR %

Balance Transfer Fee

Annual Fee

Info/Apply

Barclays Bank Delaware
Visa® Black Card

6 months

13.24%

3%
($5 min, $50 max)

$495

see details

^* 5% Cashback Bonus® in categories like travel, home improvement stores, gas, groceries, restaurants, movies and many more.

If you are lacking for time

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If you are short of time or it's not that easy to understand the credit card system, turn to our Fast-and-Easy Solutions. Tell us about your needs, expectations and situation, and we'll advise you what card is worth applying for.

For credit self-learners

Easy to Understand

If you know your way about credit affairs, read our articles and have your questions out. We've got a great library with articles on every credit point that may be considerable for you.

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Looking for a way to reduce your monthly expenses and free up some cash? Transferring a credit card balance to a plastic with 0% or at least low interest rates can help. It is an excellent way to pay off your remaining debt sooner and save hundreds of dollars on interest charges. However, before you rush off to look for the most suitable balance transfer credit card, consider our tips. Although the concept of a balance transfer seems simple enough, there are some hidden pitfalls that you need to know about. Ignorance could turn out to be a very costly mistake.

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