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Blue Sky from American Express
American Express
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0% Intro APR on purchases for 12 months.
No Annual Fee.
Signature Benefits.
Points good on any airline, hotel, cruise and more.
No blackout dates, no travel restrictions.
Unlimited rewards: no point caps or expiration dates.
Credit card rates
Purchases:
Introductory APR: 0%
Introductory Period: 12 months
Ongoing APR: 8.99%
Default APR: 17.99%
Minimum Grace Period: 20 days
Minimum Finance
Charge:
$0.50

Balance Transfers:
Introductory APR: 4.99%
Introductory Period: Until
Paid Off
Ongoing APR: 8.99%
Default APR: 17.99%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50

Cash Advances:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 19.99%
Default APR: 17.99%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50
Credit card transaction fees
Balance Transfer Fees:
Minimum: $5
Fee Rate: 3%
Maximum: $99

Cash Advance Fees:
Minimum: $5
Fee Rate: 3%
Maximum: n/a

Foreign Exchange Fees:
Minimum: n/a
Fee Rate: n/a
Maximum: n/a
Other credit card fees
Initial Fees:
Setup Fee: $0

Maintenance Fees:
Annual Fee: $0

Penalty Fees:
Late Payment Fee: $19
apply
If you are lacking for time
Easy Credit Card Search
Save with:
 
0% APR on Balance Transfer
 
0% APR on Purchases
 
Low Ongoing APR
Earn with:
 
Cash Back Rewards
 
Airlines Rewards
 
Gasoline Rewards
 
Hotel Rewards
 
Charity Rewards
If you are short of time or it's not that easy to understand the credit card system, turn to our Fast-and-Easy Solutions. Tell us about your needs, expectations and situation, and we'll advise you what card is worth applying for.
For credit self-learners
If you know your way about credit affairs, read our articles and have your questions out. We've got a great library with articles on every credit point that may be considerable for you.
[12:00:00 AM Tuesday, August 26, 2008] Car Credit Cards

Car credit cards have appeared much later than the other consumer credit card types. They won the hearts of American consumers and got extremely popular. This is not a surprise. According to statistical data, the average American family owns at least one car. But in fact, it is usually 2 or more cars per one family. Credit card market develops rapidly and wins more and more new consumer sectors. The credit card types that are in the greatest demand are: cards for businessmen, students, travelers, housewives, pets, which have recently been supplemented with credit cards for car owners.

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[12:00:00 AM Tuesday, August 19, 2008] Credit Bonus Programs

Keeping all your finances in one place is a vestige of the past. Financial consultants do their best in persuading people not to keep all their finances together. But as credit rewards programs concerns, those advisors say that the variety of reward options is so wide that you may roll in rewards, if you are a disciplined cardholder. Just think about all those cash back rewards, air miles and redeemable gift certificates! If you are searching for unbelievable bonuses, one good reward credit card is what you need.

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[12:00:00 AM Tuesday, August 12, 2008] Credit History Repair

Obviously, everybody wants to get a credit card with the most beneficial terms and low rates. It's not so easy to do, although it's not the worst situation in the world. Bad credit history happens. And it means that a cardholder has made some serious mistakes. However, there is always a chance to start rebuilding your credit score. Bad credit history is a serious problem for many cardholders. It is vital for them to learn the steps they can undertake to solve it.

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[12:00:00 AM Tuesday, August 05, 2008] History of Credit Cards

It's hard to imagine that credit cards haven't always been made of plastic. But in fact they are of different origin. The story of invention of credit cards is rather curious. Learn more about it!

We are used to the idea that credit cards are entirely banks' attributes. But this is not exactly true. First credit cards were introduced in the beginning of the XX century at some merchants and restaurants. The target group was reach customers, who used these cards as a business certificate and a license for so called "loyalty programs". Those cards were made of cardboard.

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