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Apply for the Best Balance Transfer Credit Card

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0% Intro APR.
No Annual Fee.
Great Rewards Programs.

Discover® More Card
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
Discover® More Card - 18 Month Promotional Balance Transfer
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±
Orchard Bank® Classic MasterCards
  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations.
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way.

Easier card selection

Looking to apply online for a balance transfer card? Check our services to make the search process faster and easier. Not sure which card exactly you need? Our Fast-and-Easy Solutions will get you the right credit card. Just tell us about your situation, likings and expectations and we will find you the appropriate deal!

Save or earn? Realize your personal priorities with our Easy Credit Card Search service. Check a balance transfer credit card satisfying your specific intent and click the button "Find it".

Need more information on balance transfer and other credit cards? Our well-stocked library of credit-related articles will teach you the advantages and pitfalls of credit use.
0% on Everything
Cash Back
Airmiles Rewards
Hotel Rewards
Gas Rebates
0% APR Balance Transfer
0% APR Purchases
Low APR Balance Transfer
Low APR Purchases

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±

5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±

Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%.±

0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%.±

5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±

0% Intro APR.

No Annual Fee.

Great Rewards Programs.

Receive a $150 Restaurant.com Gift Certificate with first purchase.

0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%.±

2% automatically at gas stations and restaurants all year long.±

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±

5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±

Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.

5% Cash Back.

0% Intro APR.

No Annual Fee.

Earn up to $120 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first year.

1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash.

0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%.±

No annual fee.

Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.

Pay your bill all at once, or over time. It´s up to you.

Earn Miles - Fly with ANY Airline!

0% Intro APR.

No Annual Fee.

Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel.

Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates.

2011 SmarterTravel® Award for "Best Travel Rewards Card".

Earn up to $120 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first year.

1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash.

0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%.±

0% Intro APR on Purchases.

Earn up to 40,000 Bonus Points.

No Annual Fee.

Receive a $150 Restaurant.com Gift Certificate with first purchase.

0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%.±

2% automatically at gas stations and restaurants all year long.±

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±

5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±

Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.

5% Cash Back on GAS, Groceries and many more.

0% Intro APR.

No Annual Fee.

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±

5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±

Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%.±

0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%.±

5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±

0% Intro APR.

No Annual Fee.

Great Rewards Programs.

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±

5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±

Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%.±

0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%.±

5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±

0% Intro APR.

No Annual Fee.

Great Rewards Programs.

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±

5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±

Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%.±

0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%.±

5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±

0% Intro APR.

No Annual Fee.

Great Rewards Programs.

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±

5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±

Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%.±

0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%.±

5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.±

0% Intro APR.

No Annual Fee.

Great Rewards Programs.

Our web site is designed specially for customers who want to repay their current debts at a lower cost in the shortest time possible. A balance transfer serves the purpose of enabling you to move the current balance from a higher interest card onto a new, low interest rate plastic. So, the card can save you time and effort in your venture of killing the debt.

However, apart from its main, debt-relieving function, balance transfer credit cards offer customers a bunch of irresistible opportunities to save on purchases and earn various rewards!

If your aim is rewards - you are on the way! Our cash back credit cards entitle you to get some of your purchase price back, while cards with air miles, gas and hotel rewards enable you to earn and accumulate rewards points redeemable for free tickets, overnight stays and other services and merchandise.

If your priority is saving mostly, choose from our 0% APR on purchases and low ongoing APR credit card offers. Make at least minimum credit card payments on time each month and you will get interest-free loan for all your purchases!

Do not miss your chance to repay debt and be rewarded for that. Apply online now!
If you are lacking for time
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0% APR on Balance Transfer
 
0% APR on Purchases
 
Low Ongoing APR
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Cash Back Rewards
 
Airlines Rewards
 
Gasoline Rewards
 
Hotel Rewards
 
Charity Rewards
If you are short of time or it's not that easy to understand the credit card system, turn to our Fast-and-Easy Solutions. Tell us about your needs, expectations and situation, and we'll advise you what card is worth applying for.
The Latest Fast-and-Easy Solution
 
How to get a bad credit credit card with high limit?
Answer:
You can hardly find a card for bad credit that comes with high spending limit. Banks work with people who have bad credit histories but take special measures against the risk of credit debt repayment and therefore offer rather low spending limits and higher interest rates. To qualify for credit cards with higher limits, you need to improve your score rating with a card designed especially for your type of credit history. Make your bill payments regularly on time and never exceed your credit limit - these are simple rules that will help you improve your credit rating. Good Luck!
 
For credit self-learners
If you know your way about credit affairs, read our articles and have your questions out. We've got a great library with articles on every credit point that may be considerable for you.
Rewards Credit Cards

Many credit consumers turned out to be on the sidetrack due to these days' economical problems. The economic recession made some cardholders reconsider their spending habits and credit card management style. Some people reduced the amount of plastics they paid for goods and services with. Now they use only the most beneficial deals that pay off. Some cardholders realized that they cannot afford using credit cards and just closed their accounts.

But still there are people, who managed to keep their credit rating on the same level and still qualify for card offers with actually favorable terms and conditions. The question is: what deals are worth applying for in the context of the current US economy downturn?

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Credit experts single out 2 basic types of credit card users. What they have in common is that both groups use bank credit card deals to pay for purchases. But these categories stick to different schemes of managing finances. The groups have names - revolvers and transactors.

They manage plastics in different ways, their spending habits and financial management style differ. You wonder which type of card user you belong to? Keep on reading and you will find it out. This will not just satisfy your curiosity, this information will help you choose the best card for you.

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